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Airbnb insurance solutions

Airbnb
insurance solutions

BOOK A FREE CONSULTATION

Protecting your airbnb property with the right insurance

You’ve invested time, money, and passion into creating a successful short-term rental property. But what happens when the unexpected occurs? A pipe bursts, a guest is injured, or a booking must be cancelled due to unforeseen damage? For savvy hosts, peace of mind isn’t a luxury — it's a business necessity.

That’s where specialized short-term rental insurance comes in. At Ad Astra Host, we understand that traditional policies don't cut it. We specialize in comprehensive, tailor-made Airbnb insurance solutions designed for the unique risks of the Canadian hosting market, safeguarding your property, your income, and your financial future.

Why your standard policy will fail you?

Traditional home insurance policies are not designed for the commercial risks of hosting. If you file a claim while operating a short-term rental, your claim will almost certainly be denied due to the "business activity" exclusion. This leaves you vulnerable to massive financial loss.

We bridge this gap with dedicated Airbnb host protection insurance that covers the risks your current policy ignores:

Standard
Policy

Ad Astra
Specialized Policy

Explicitly Covers short-term rentals and commercial use

Comprehensive Airbnb liability insurance up to policy limits

Includes Loss of Rental Income (Business Interruption)

Provides trusted, specialized Canadian insurance providers

Excludes commercial hosting activities

Limited liability protection for guests

Does not cover lost income from cancellations

Requires costly legal battles if a claim is denied

ad astra host specialized insurance solutions

Every property is unique, which is why we offer 1-on-1 consultations to match you with the best insurance for Airbnb hosts — without overspending. We help you secure the right coverage for your specific needs:

Airbnb Liability Insurance

Host Protection Insurance

Critical financial protection against legal claims resulting from guest injuries or incidents on your property.

Essential coverage for guest-caused property damage, theft, and accidental loss.

Short Term Home & House Insurance

Vacation Rental Insurance

Specialized policies designed specifically for properties that are rented out, ensuring full coverage where standard policies stop.

Tailored options for owners of secondary homes, cottages, or cabins used for seasonal rentals. We provide specific vacation rental insurance for owners.

Protection for Renters

Holiday Rental Insurance

Policies for tenants who are legally permitted to host, covering their liability and contents.

Flexible coverage options for properties rented out only during peak holiday or event seasons.

WHy choose ad astra host for insurance solutions?

We are more than just insurance brokers; we are short-term rental experts who understand the hosting business from the inside out:

1-on-1 Risk Assessment: Personalized consultations to precisely evaluate your risk profile and match you with the most affordable, comprehensive policy.
Trusted Canadian Providers: We work exclusively with reputable Canadian insurance providers who specialize in the short-term rental sector.
Simple, Clear Language: No obscure jargon. We explain every detail in straightforward terms.
Full-Service Integration: Insurance guidance is seamlessly integrated with our complete suite of Airbnb property management services.